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ABOUT JAYNE COMBS

Jayne has been in the mortgage industry since 1984. During this time she has worked in various departments in the mortgage industry including loan processing, underwriting, training, management, and loan origination. Jayne loves helping people achieve their goals so it wasn't surprising in 1999 when she became a Loan Officer.

In keeping with Jayne's desire to help people buy their own homes, she works closely with first-time home buyers and will help seek out down payment assistance for them if possible.

More recently, Jayne saw another need in the community and that was to help and assist divorcing couples who owned Real Estate. She received her designation in January, 2017 after passing her exam. She is hoping now she can begin to help people avoid the pitfalls during a divorce when it comes to splitting their real property.

Jayne loves helping her clients whether they are looking to buy a home, refinance, rehab, or Reverse Mortgage. She will be by your side and walk you through the process.

Jayne also teaches pre-education to people who are looking to become Licensed Mortgage Loan Officers, as well as, Continuing Education to both Mortgage Loan Officers and Realtors.

Jayne is married and has one daughter and one step daughter. Her and her husband Phillip are active in their local church. Jayne loves to bake so she will provide baked goods on Sunday and special events. Phil works behind the scenes on various sets. They both also work on the welcoming team. Jayne is now helping to form an outreach group in her church to help the hungry and the homeless. Jayne served as a volunteer soccer coach for almost 15 years for the AYSO. Jayne is a huge animal lover and currently has 2 very large dogs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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Estimate

$1,341/mo
30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

SEE WHAT PEOPLE ARE SAYING ABOUT US

Jayne was GREAT! Had a couple lenders prior to her and had a complicated "sales" type of experience. I was already in escrow before speaking with Jayne and she was able to get my contract closed within 20 days! The process was informative and smooth. I would recommend Jayne ... READ MORE Mr Timmons Tech
Jayne was great she kept me abreast all through the process. She would always make sure I understood the what was going on. She is very thorough and quick to explain anything I didn't understand. Jayne is very at tentative to my needs. Jayne makes things works. Randy Shelton Home Buyer
Jayne Combs,I am completely satisfied with the care and time I know that on my situation is really hard to buy home even I have previous foreclosure and different kind of bad credits, but Jayne she make more extremely easy, she were very helpful. It can be very overwhelming and I had ... READ MORE Jonathan Macalino buyer
This is the fourth home we have purchased and I have never experienced such amazing attention to care and attention and respect in all my time purchasing a home. Jayne and her staff are by far the best and I highly recommend them for any loan service you may be looking for, from ... READ MORE Steven Calzada Buyer
Jayne and her assistant Diana made this process of becoming a home owner extremely easy they were very helpful. There were times where I became frustrated with the process of gathering required documents Jayne kept me on track. I truly thank you and appreciate all the help you have ... READ MORE Julian H. McAdams Track Maintenance Worker/S.F Cable Car
Jayne and her assistant Diana made this process of becoming a home owner extremely easy they were very helpful. There were times where I became frustrated with the process of gathering required documents Jayne kept me on track. I truly thank you and appreciate all the help you have ... READ MORE Julian H. McAdams Track Maintenance Worker/S.F Cable Car
I called my then current mortgage company to refinance my home so I could pull out cash but was told that I couldn't pull out as much money as I wanted. One call to Jayne was all I needed. She researched and found a product that worked perfectly for me and got me the cash I ... READ MORE Vanessa Kelch
I am completely satisfied with the care and time Jayne has put into the first time home-buyer process. It can be very overwhelming and I had tons of questions. Jayne was always there right away to answers all the questions I had and explained the whole process to me in detail. Thanks Jayne Misty Steelman Looking for my first home.
I am completely satisfied with the care and time Jayne has put into the first time home-buyer process. It can be very overwhelming and I had tons of questions. Jayne was always there right away to answers all the questions I had and explained the whole process to me in detail. Thanks Jayne Misty Steelman Looking for my first home.
I worked with Jayne Combs from July of 2012 to June of 2013. The housing market was incredibly competitive during this time and when a house was placed on the market it would sell within days with multiple above market offers. Jayne was available to me night and day to make my house ... READ MORE Lisa Lynn Shabazian Lisa Lynn Shabazian High School English/Reading Teacher
My husband and I were so nervous to start the process of buying our first home. Jayne was amazing! She took her time and walk us through every step and had us get ready before we even got start it. She was super pasient with us, because believe we had tons of questions and that was ... READ MORE Mayra Alvarado
One of the most nerve racking aspects of buying a home is making sure that you are given the best and most affordable options for financing your new home. Jayne brought a peace along with her services allowing me to fully relax and know that I was going to be guided in the right ... READ MORE Ryan McNabb Ryan McNabb Entrepreneur
Jayne will be my loan officer for life. She has been our only loan officer for almost 20 years and I can't imagine anyone else. She is very knowledgable, competent and professional. I would highly recommend her for the first time homebuyer as well as anyone else! Maribeth Mountjoy Homeowner
Jayne is a fantastic Lender to work with. She is well versed with all the various loan programs available. She stays on top of her transactions and communicates to both my clients and myself during the entire process, which to me is the most important thing. I always appreciate working ... READ MORE Joy Murphy Realtor
My wife and I have known Jane for more than 25 years. She has assisted us with several home purchases, as well as refi's. Jane is a consummate professional who's service is above and beyond expectations. Jane takes the worry out of the entire process and is in constant ... READ MORE John Grindey COO/Accident Reconstruction Specialist
 

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